{"id":4421782,"date":"2025-09-25T11:39:48","date_gmt":"2025-09-25T16:39:48","guid":{"rendered":"https:\/\/olartemoure.com\/?p=4421782"},"modified":"2025-09-25T11:40:19","modified_gmt":"2025-09-25T16:40:19","slug":"strengthened-data-rules-fintech-ecosystem","status":"publish","type":"post","link":"https:\/\/olartemoure.com\/en\/strengthened-data-rules-fintech-ecosystem\/","title":{"rendered":"Strengthened data rules in fintech ecosystem"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.27.4&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; width=&#8221;100%&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_orientation=&#8221;justified&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>The Superintendency of Industry and Commerce issued External Circular No. 001 of 2025, addressed to actors in the <a href=\"https:\/\/olartemoure.com\/en\/regulation-for-ai-and-fintech-ecosystem\" target=\"_blank\" rel=\"noopener\">fintech<\/a> ecosystem that offer loans, low-amount deposits, digital wallets, and other digital services that promote <a href=\"https:\/\/olartemoure.com\/en\/open-finance-regulation\" target=\"_blank\" rel=\"noopener\">financial inclusion<\/a>.<\/p>\n<p>This regulation reaffirms the application of Laws 1266 of 2008 and 1581 of 2012, establishing that data processing must respond to legitimate purposes, with criteria of necessity and proportionality.<\/p>\n<p>Among the most relevant aspects, the circular requires that authorizations be clear and differentiated, between necessary and ancillary purposes, strictly regulates the handling of <a href=\"https:\/\/olartemoure.com\/en\/personal-data-fintech-ecosystems\" target=\"_blank\" rel=\"noopener\">biometric data<\/a>, and mandates the agile exercise of data subjects&#8217; rights. It also addresses the use of automated decisions and artificial intelligence, in addition to reinforcing rules on collection, security, and international data transfers, strengthening confidence in <a href=\"https:\/\/olartemoure.com\/en\/transactions-in-new-digital-ecosystems\" target=\"_blank\" rel=\"noopener\">digital financial services<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This regulation reaffirms application of Laws 1266 of 2008 and 1581 of 2012, establishing that data processing must respond to legitimate purposes<\/p>\n","protected":false},"author":5,"featured_media":4421783,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[59,156],"tags":[1294],"class_list":["post-4421782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter-en","category-data-privacy","tag-fintech-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - 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