{"id":4419142,"date":"2025-07-04T08:05:00","date_gmt":"2025-07-04T13:05:00","guid":{"rendered":"https:\/\/olartemoure.com\/?p=4419142"},"modified":"2025-07-03T21:45:36","modified_gmt":"2025-07-04T02:45:36","slug":"open-finance-regulation-colombia","status":"publish","type":"post","link":"https:\/\/olartemoure.com\/en\/open-finance-regulation-colombia\/","title":{"rendered":"Open finance regulation in Colombia"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; theme_builder_area=&#8221;post_content&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; width=&#8221;100%&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][et_pb_column _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;justified&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]The Financial Regulation Unit (URF) published the second draft of the draft decree to establish a mandatory system of open finance in Colombia. In particular, it aims to promote financial inclusion, innovation and competition, through secure, standardized and reciprocal access to users&#8217; financial data.   <\/p>\n<p>The new model obliges certain entities to share information under common standards, guaranteeing data portability and the protection of financial consumer rights. The technical document defines guiding principles, technical conditions, key players (providers, recipients and trusted third parties), and a governance scheme through a directory of participants.   <\/p>\n<p>This project represents a step towards an interoperable, reliable and user-centered ecosystem. The proposal is under public consultation and comments may be submitted until July 4, 2025, as part of the participatory construction process. [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Financial Regulation Unit published the second draft of the draft decree to establish a mandatory system of open finance in Colombia.<\/p>\n","protected":false},"author":5,"featured_media":4419143,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[58,59,139,156],"tags":[],"class_list":["post-4419142","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter","category-newsletter-en","category-proteccion-de-datos","category-data-privacy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - 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